Wednesday, March 9, 2011

Shopping Lover

Shopping is often regarded as an expensive affair. Without purchasing ability, all the exquisite designer labels like Gucci and Versace will not be in your wardrobe. While excessive buying will lead to bankruptcy. When was the last time you went out shopping? What was the one thing you couldn’t resist and still bought even though it was way over your budget?

In the movie “Confessions of a Shopaholic”, the protagonist knew how to shop smart but in spite of that she had over the top credit card bills and in the end she held an auction of all the items she bought to pay back. No one wants this to happen! What to Do?

Firstly, the most important thing to keep in mind is to always remember to shop within your budget. Suppose you have to go for a party and you need a dress. The dress you bought was a LBD from a well-known designer house and to accessorize it you need shoes, clutch and some matching jewelry. To maintain your budget try to get the accessories within your limit or under discounts. Try to use your credit card for purchases well within your limit and for emergency cases only.

Secondly, another important step to control your budget is by controlling your shopping crave and sticking to the shopping list. Many a times we go and just because there’s a discount offer, you buy stuffs you don’t even need. This ultimately leads to money wastage and also the wastage of your storage space.

Finally, try to use your credit card for minimum purchasing value. By doing so, you can easily control your monetary transactions. Ask someone to accompany you to the store for shopping and to remind you of bankruptcy.

The basic technique to control your spendthrift nature is to look fabulous but procure with brains. Smart buyers will not only shop endless but will still keep a check on their credit card bills. Shop last and shop smart!

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